Perburuan Buaya di Kali Grogol Jakarta
Jakarta - Warga di sekitar Kali Grogol, Jakarta Barat digegerkan dengan kemunculan buaya. Tim gabungan Damkar, BPBD, dan KLHK dikerahkan untuk mencari buaya tersebut.
Kemunculan buaya pertama kali dilihat warga pada Rabu (27/6) pagi kemarin. Namun, buaya yang teridentifikasi moncong panjang itu bergerak cepat dan menghilang. Rupanya, buaya itu bukan satu-satunya, masih ada buaya anakan yang justru muncul di bawah Jembatan Grogol dan berukuran 120 cm.
Baca juga: Menteri LHK Duga Buaya di Kali Grogol Lepas dari Penangkaran
Anakan buaya ini kemudian berusaha dievakuasi petugas dengan melokalisasi area pencarian buaya dari halte busway Grogol hingga depan rumah sakit jiwa. Buaya yang sempat timbul itu, tenggelam kembali. Umpan ayam pun digunakan untuk memancing si buaya, namun hasilnya nihil.
Kemunculan buaya ini juga menarik perhatian warga. Kerumunan warga di sekitar Jembatan Grogol pada saat upaya evakuasi, justru menghambat pencarian.
Baca juga: Banyak Warga Nonton Bikin Buaya Kali Grogol Susah Ditangkap
"Mau 24 jam juga harus kita lakukan evakuasi, tapi jangan kayak begini, nggak akan dapet. Buaya juga takut lihat manusia," kata Direktur Konservasi Keanekaragaman Hayati KLHK Indra Eksplotasia di Jalan Prof Latumenten, Grogol, Jakarta Barat, Rabu (27/6/2018).
Tim kemudian beristirahat dan meminta warga membubarkan diri. Kondisi sungai yang dalam dan penuh lumpur juga tidak memungkinkan pencarian pada malam hari.
Baca juga: Buaya Ngumpet di Jembatan Grogol Masih Anak, Induknya Dicari
"(Kendalanya) Dalem penuh lumpur, kedua kan dengan tadi moncong keluar bisa kita tangkep dengan metode alami menggunakan jepit tadi, dengan masyarakat lempar itu ya kita kesulitan," ucap Subdid Sumber Daya Genetik KLHK Wiwid Widodo, di lokasi yang sama.
Satwa yang tergolong buas tersebut dikhawatirkan mengancam keselamatan. Belum diketahui dari mana buaya tersebut berasal. Muncul sejumlah dugaan, yaitu lokasi itu memang habitat alamnya, atau buaya itu dipelihara lalu dibuang, atau berasal dari penangkaran, tetapi lolos saat terjadi banjir bandang pada 2006 silam.
Ini video Buaya Muncul di Kali Grogol
Baca juga: Disetop Malam Ini, Pencarian Buaya Kali Grogol Dilanjutkan Besok
Rencananya pencarian akan terus dilakukan selama 7 hari. Jika belum ditemukan, petugas akan memberi tanda larangan untuk warga.
"Standarnya 7 hari kita lakukan evakuasi, plus tadi ya terakhir kita lakukan pantauan kalau sewaktu-waktu muncul kita akan minta bantuan ke pemerintah pemda, sementara pasang papan larangan kalau sampai 7 hari ke depan tidak bisa kita kuasai," ujar Petugas operasional Damkar Tanjung Duren, Ahmad Rasuli.
Sumber www.Detik.com
10 Easy Steps to Succeed in Your Online Classes
Blog ini Berisi tentang segala berita ter update dan terbaru dan banyak sekali artikel bermanfaat didalamnya yang akan selalu menambah pengetahuan serta menambah wawasan anda sekalian selamat datang di blog sederhana nan penuh dengan informasi terkini Forex Tutorial What is Forex Trading Casey Murphy Introduction to Currency Trading What is Forex Trading Reading a Forex Quote and Understanding the Jargon Foreign Exchange Risk and Benefits Forex History and Market Participants Economic Theories, Models, Feeds and Data Fundamental Analysis and Fundamentals Trading Strategies Technical Analysis and TechnicaI Indicators How To Trade and Open A Forex Account Forex Tutorial Currency Trading Summary What Is Forex The foreign exchange market is the place where currencies are traded.Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. and want to buy cheese from France, either you or the company that you buy the cheese from has to pay the French for the cheese in euros EUR. This means that the U.S. importer would have to exchange the equivalent value of U.S. dollars USD into euros. The same goes for traveling. A French tourist in Egypt cant pay in euros to see the pyramids because its not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the Egyptian pound, at the current exchange rate.
The need to exchange currencies is the primary reason why the forex market is the largest, most liquid financial market in the world. It dwarfs other markets in size, even the stock market, with an average traded value of around U.S. 2,000 billion per day. The total volume changes all the time, but as of August 2012, the Bank for International Settlements BIS reported that the forex market traded in excess of U.S. 4.9 trillion per day.
There are many large players in the forex market, such as hedge funds and large banks, that all have advanced computer systems to constantly monitor any inconsistencies between the different currency pairs. Given these programs, it is rare to see any major inconsistency last longer than a matter of seconds. Many traders turn to forex technical analysis because it presumes that all the factors that influence a price economic, political, social and psychological have already been factored into the current exchange rate by the market. With so many investors and so much money exchanging hands each day, the trend and flow of capital is what becomes important, rather than attempting to identify a mispriced rate.
A few indicators that we feel we should mention, due to their popularity, are Bollinger Bands®, Fibonacci retracement, moving averages, moving average convergence divergence MACD and stochastics. These technical tools are rarely used by themselves to generate signals, but rather in conjunction with other indicators and chart patterns.
For more on technical analysis and the forex, take a look at the following articles Using Bollinger Band® Bands To Gauge Trends, Trading Double Tops And Double Bottoms, Introducing The Bearish Diamond Formation, Keep An Eye On Momentum and Consolidation Trade The Calm, Profit From The Storm.
Forex Tutorial How To Trade and Open A Forex Account
Insurance
What is Insurance
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients risks to make payments more affordable for the insured.
Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.
ASSESSABLE POLICY
INSURANCE CLAIM
ULTIMATE NET LOSS
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BREAKING DOWN Insurance
30 percent of households dont have life insurance
20 percent of households with children under age 18 dont have life insurance
43 percent of families without life insurance say they would be in immediate financial trouble if a primary wage earner died
If these sound like you, term life insurance could be a lowcost option to get coverage. Lets walk through term life and see if its right for you.
What is term life insurance
Term life insurance covers you for a set period, such as 10, 15, 20 or 30 years, and will pay your loved ones the face value of your policy if you die during that time.
So if you purchase a 20year term, USD250,000 life insurance policy, and you die five years later, your beneficiaries would receive the USD250,000. The benefit ends after 20 years.
Life insurance is cheaper when youre younger, so if you purchase it when youre in your 20s, your premiums will be much lower than if you wait until youre in your 40s.
Thats one of the reasons its important to figure out in advance how long youll need the coverage. Youll end up paying higher rates if you decide to renew later because your age is a key factor in setting rates.
Plus, youll likely have to go for a medical exam or answer questions about your health. If youre in poor health, your rates will be even higher, or you may find that you might not qualify for a term life insurance policy.
You may have life insurance through your job or an organization. However, you may find these plans dont cover your needs. In that case, youll need to supplement your policy with individual coverage. Also, youll lose that group life insurance benefit if you leave your job.
One reason some people may shy away from term life is that you pay premiums, but dont get any of that money back if you outlive the policy. There is an option in that case. Returnofpremium term life policies repay you the amount you paid in for coverage. However, those plans cost much more than regular term life policies.
Another consideration is convertibility, which allows you to convert your term life policy to permanent life insurance without having to answer questions about your health. Some term policies let you make the switch within the first few years after youve obtained coverage. Other policies allow you to make the change at almost any time that you have the policy.
Medical exams for term life insurance
A medical exam may be required when applying for a standard term life insurance policy. The exam will cover your height, weight, medical history, smoking habits and include a blood and urine test. These tests will look for specific medical problems. The results of the tests may hinder you from getting approved for the insurance, or increase your rates, depending on the outcome. See How to ace your medical insurance exam.
If that worries you, there is a term life insurance policy that doesnt require a medical exam. Guaranteed issue term life insurance coverage, also known as quick issue or simplified issue, is ideal if you have difficulty finding life insurance due to a medical condition or illness. You pay a higher premium because no medical exam is required.
The insurance company views this as risky, so you pay more. The insurer may also have a waiting period before coverage takes effect, and may charge a yearly fee.
How much term life insurance do you need
A good starting point if you want to determine how much coverage youll need and how much you might pay is the life insurance calculator on LifeHappens.org. The website of the nonprofit organization Life Happens educates the public on life, disability and longterm care insurance.
When deciding on how much life insurance you need, think about
Funeral costs
How much it will cost to replace your income
The services that you provide your family, such as child care
your outstanding debts, such as mortgages, credit card bills and loans
Longterm financial commitments, such as paying for your childs college
Once you figure out what your family might need financially, you can start figuring out if you need extras or riders on your policy.
Term life extras and riders
Term life policies can include extra features or riders. For example, your policy may include an accelerated death benefit. This type of rider lets people who are terminally ill, have a chronic illness or in longterm care tap into life insurance, while still leaving your loved ones with the remaining life insurance benefits.
You also may receive a disability waiver of premium, which grants you a waiver on paying your premiums if youre disabled for at least six months.
And some policies offer double or triple the payout if the death is an accident.
Online College Success 10 Best Tips
Online College SuccessWading into the waters of online education for the first time can pose unique challenges and take some getting used to for the uninitiated. There will likely be a learning curve, especially for those who are not technologically savvy. This article is designed to help you get your feet wet and guide you along with 10 helpful tips for online college success as you steadily immerse yourself into the online college experience.
Online College Success 10 Best Tips
1. Self Determination
As with traditional campusbased education, self determination is just as much of a key factor to success in online education. Education should be viewed as a means to improve your self and your circumstances it can be the key that unlocks all the doors. Develop a keen sense of self determination and self reliance, and that will help overcome whatever initial obstacles that may be faced in beginning an online education.
2. Gather All Resources
Colleges that offer online programs know what is required to assist its students in succeeding in education, and as such, they offer many tools and resources which should be utilized. There are support teams such as tutors for help with coursework, technical supports, chat rooms in which students can communicate with fellow students and professors, online libraries, ebooks for textbooks which makes referencing much easier and ebooks are less expensive than textbooks, and other webbased options. It is important to be familiar with all of the means of help and the support system available to as a key aspect to online college success.
3. Understand Degree Program Options
Probably the most important question to decide is what degree you want to get. If you have certain schools in mind, see what degrees the schools offer. For instance, Capella University offers degrees in marketing, business, finance, nursing, criminal justice, counseling, and others, with different concentrations in each subject.
4. Become Technologically Savvy
Part of your success in taking online classes will rely on your ability to navigate various computer softwares, and it is important that you familiarize yourself with this technology, such as Blackboard. Also, the various resources that will be at your fingertips, such as chat rooms, tutors, etc., will be online in various software formats. You should be able to concentrate on the school work itself and not have any additional learning curve in using the relevant software that online college requires.
Online College Success5. Effective Time Management
While it is true that much online college coursework offers more flexibility than traditional college coursework, time management is still an important part of success. There are still deadlines and due dates for the coursework, and mapping out and scheduling the work accordingly can help greatly. A calendar and schedule is important to keep preferably on your smart phone or in some format that is always accessible and can be updated as necessary.
6. Begin Small
As with any new experience and endeavor, start small and take some time to learn how the process works. Take just a few classes at first. Do not overburden or overwhelm yourself with too many classes and responsibilities. In this regard it may behoove you to take the first class in a summer semester and see how well you adjust and like program.
7. Write Well and Proofread Your Work
Since a large part of online coursework will be in written form, there is an opportunity to submit wellwritten, polished work that will positively impact your grades. Good grammar and correct punctuation will help convey your message accurately, and its always a good idea to be clear and concise in your writing. I suggest reading Write to the Point by Bill Stott for direction in good writing.
Online College Success8. Make Good Use of Downtime
In online courses there isnt always going to be immediate feedback on your assignments that youve submitted, so while you are waiting try to use your time wisely. Dont spend excessive amounts of time watching television or playing games when you could be getting a head start in reading or writing for next weeks assignments it will only improve your grades by giving you time to learn and anticipate the next assignments.
9. Communicate Effectively with Faculty and Students
A good understanding of the coursework and expectations of the professors is crucial to passing and making good grades in any given course. Since inperson communication is not an option, make use of email, chats, forums, and other formats to communicate with fellow students and professors if you have any questions and need any clarification. In this way you can avoid misunderstandings from the outset, greatly enhancing your online college success.
10. Make School Routine
As with other aspects of life, we often learn by doing, and in doing we get most proficient when we get into a routine. The same is true for online education. It is best to determine what time of day and where you are most productive and can give your full attention to the coursework, and make that a habit.
Online College SuccessIt will become evident that online courses are not vastly different from traditional education. You will find that most things are shared in common, only it is predominantly the means by which information is transferred that is different. Following the 10 best tips for online college success guidelines above will bring effective online education and avoid some initial challenges.
Step 7 Seek Support from Your Employer
People do not handle going back to school in the same way. Some are very excited about being a college kid, so they tell the world about their new online courses. Others are embarrassed that they do not have a formal education.The latter tend to keep quiet that they are going to college online because they do not want to draw attention to the fact that they have not yet earned a college degree. You would be surprised to learn how many highly successful people nearing retirement age go through their entire careers without the aid of a college degree Keeping quiet about college will make it difficult for you to garner support at work. For example, you may need to leave work 15 minutes early on Wednesdays to attend your required online class chat session.Many employers will subsidize at least a part of employees tuition and training bills. Dont forget to ask about tuition assistance plans at your place of employment. If you work for a small company, try asking for tuition assistance to cover the expense of specific online courses that may directly correlate to your work.
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About the Author Vicky Phillips was cited in 2009 by US News and World Report as for 20 years the leading consumer advocate for online college students. In 1989 she designed Americas first online counseling center for distance learners on AOL. In 1998 she authored the first print guide to online graduate degrees Best Distance Learning Graduate Schools put out by the Princeton Review. In 2001 she authored Never Too Late to Learn the Adult Students Guide to College.
Tips to a Successful Online College Experience
Online learning is a new revolution in education. More and more schools now offer extensive catalogs of distance learning programs. From undergraduate to doctoral, you can earn a degree from an accredited college or university in a variety of subjects without stepping foot in a classroom.
But online learning requires more than an Internet connection. In order to be successful in this new educational environment, youll need to plan carefully and be wellorganized from the start. Our list of 15 tips will help you make the most of your time online as a student and beyond
Tip 1 Decide if Online Learning is for You
Before you apply to an online program, make sure you know what online learning is all about. Its not for everyone Is facetoface interaction with teachers and classmates important to you Some students find they learn better in a physical classroom while others are comfortable learning independently. How good are you at managing your time Online learning requires high autonomy and high accountability.
Tip 2 Find an Accredited School
Accreditation is one of the most important factors in choosing an online school. It can mean the difference between earning a legitimate degree and one thats worthless and gets you nowhere. The accreditation database brought to you by the U.S. Department of Education can help prevent a costly mistake. Other accreditation databases include
Accrediting Council for Independent Colleges and Schools
Accrediting Commission of Career Schools and Colleges of Technology
Accrediting Council for Continuing Education and Training
Council on Occupational Education
Distance Education and Training Council
Tip 3 Choose the Right Program
Accreditation and program assessment go hand in hand. Make sure you research each degree program carefully before making a decision. Enrolling in a program that does not relate to your career aspirations is a time and moneysink. We provide a list of top online colleges to help start your search.
Tip 4 Meet the System Requirements
An absolute must Make sure your computer meets the system requirements for all of your elearning courses. Check your computer – is it up to date Or is your box an old clunker running on fumes Call your school to verify that your computer is uptodate and ready to handle all the applications and data flow with acceptable performance.
Windows Users Microsoft Internet Explorer 7.0 or higher, or Mozilla Firefox 3.0 or higher
Mac OS Users Safari 3.0, or higher, or Mozilla Firefox 3.0 or higher
Tip 6 Meet the Software Requirements
Youll also be expected to meet specific software requirements. At a minimum, youll likely need the following
Word processing software such as Google Docs, Microsoft Word, or OpenOffice
Adobe Reader for Windows or Schubertit PDF Reader for Mac
Presentation software such as Google Docs, Microsoft PowerPoint, or OpenOffice
Tip 7 Ensure Reliable Internet Access
While you might think duh, thats obvious, a reliable Internet connection is not always available in your area or deemed too expensive. Youll need to have a cable modem or a fast DSL connection in order to connect to your courses. Reliable is the key word here. If your Internet connection has a tendency to crash your browser or drop altogether, youll need to diagnose the source of a problem or find a new way to access the Web.
Tip 8 Find the Right Study Environment
Study space has a direct impact on study effectiveness. If youre home office is the family living room, you may find it hard to focus. Evaluate your current study locations to find the best spot to access the Internet, complete your assignments, and connect with your classmates and teachers. A quiet area with good lighting, comfortable seating, and enough space to spread out your books and papers can make all the difference in how productive you are.
Tip 9 Participate, Participate, Participate
Distance learning doesnt mean youre on your own. You dont have to study in isolation. In fact, you have all the support you need, if you take full advantage of it. Participate in online group forums and chats to stay connected with your peers and instructors. Discussion is a big part of learning, whether online or facetoface.
Tip 10 Take Advantage of Student Services
Think of Blackboard, Angel, or whatever learning management system your school uses as a college campus. Youll have access to a variety of student services, not the least of which includes
library and bookstore
Tip 11 Log On Each Day
Log on to your courses a few times a day to read announcements and check the discussion board. This way youre always in the loop and uptodate with the latest news and events.
Tip 12 Think Responses Through Before Posting
This may seem like a nobrainer, but sometimes we click send or post too fast without reading through our comments. Be detailed and thoughtful and think responses through before posting.
Tip 13 Stay Committed
Commitment is critical and a commitment to your online learning experience requires you to
Ask questions
Be an active learner
Think critically
Set aside time
Do your homework
For decades, mesothelioma, a lifethreatening disease that can affect the lungs, abdomen, and several other major organs, has been linked to prolonged exposure to asbestos, resulting in many people seeking a mesothelioma law firm to get justice and help them cover the overwhelming expenses associated with the disease.
Typically, mesothelioma victims were exposed to asbestos while working at a job site that used asbestoscontaining materials ACMs. In many cases, the manufacturers of asbestos and ACMs knew of the hidden dangers and risks of asbestos, yet failed to inform the public, as asbestos was an extremely profitable mineral. Because of the hindrance of information, workers who developed health issues from asbestos exposure may be eligible for financial compensation to cover expenses such as lost wages, medical bills, emotional suffering, physical pain, and more.
If you suffer from mesothelioma, asbestosrelated lung cancer, or asbestosis, you may be eligible for a large amount of compensation. Currently, there is over 30 billion in asbestos trust funds, set up for those who have been diagnosed with an asbestosrelated illness. Fill out our form to receive our free Financial Compensation Packet. Our packet is loaded with information on leading mesothelioma attorneys in your area, how to file a claim for asbestos trust funds, how to get paid in 90 days, and more.
What Does a Mesothelioma Law Firm Do
Law firms specializing in mesothelioma are different from any other type of law firm. Whereas other firms may specialize in areas like car accidents or nursing home abuse, mesothelioma law firms focus primarily on mesothelioma and other asbestosrelated diseases. Its not recommended to retain legal representation from a general practice law firm or even a personal injury firm that specializes in a wide array of injury cases. Youll need an attorney who specifically specializes in mesothelioma cases, as these types of lawsuits are extremely intricate and require vast, indepth understanding of asbestos exposure and diseases.
Attorneys at these law firms have knowledge and experience regarding federal and state laws concerning asbestos use and its history in the workforce. They also have sharp investigative skills and are able to dig deep to uncover when and where companies andor other entities exposed workers to asbestos. Additionally, these law firms are comprised of educated attorneys who understand the legal process involving courts, trials, settlements, and appeals.
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Dale R.When dad was diagnosed with mesothelioma, our world was turned upside down. Not knowing what to do next, I researched and interviewed many firms. Some firms were nothing more than marketers. Others offered up call screeners to take my name and number. And then there was Mesothelioma Lawyer Center. It was with them that I found peace, knowledge and professionalism. They have done everything they said they would do and then some. Contacting Mesothelioma Lawyer Center was the best decision I could have made for my family.
Dale R.
Moreover, an experienced firm understands that the victim is already suffering enough because of the medical and financial problems associated with asbestosrelated diseases. As a result, the firm will handle most everything regarding the lawsuit, including fighting for the legal rights of the client, interviewing witnesses, obtaining medical history, litigation, and more.
An experienced law firm also understands the severe emotional impact that living with mesothelioma brings, not only to victims, but to family members and loved ones as well. An good firm takes this into account and helps ease the minds of victims and their loved ones throughout this enduring process.
What Should I Look for When Hiring an Asbestos Law Firm
Unfortunately, not all law firms specializing in mesothelioma are the same. While some may have several years of experience, other firms are relatively new to the area of mesothelioma. In addition, some law firms may concentrate on other areas of law besides mesothelioma while another firm may solely focus on asbestos cases.
Aside from using your good judgement when determining which law firm you should use, there are several factors you should consider
The law firm should have experience in dealing with mesothelioma cases.
The law firm should be extremely knowledgeable in asbestos laws and prior cases.
Look for a law firm that focuses solely on asbestosrelated cases.
Look for law firms with a stellar reputation in handling asbestos cases.
The law firm should not only understand asbestos laws, but should also have extensive knowledge of medical problems associated with asbestos diseases.
Who Exactly is Responsible It can be difficult for the average person to determine who exactly is responsible for exposing victims to asbestos. For example, companies can move, go out of business, hide, suppress relevant information, and change ownerships. In some cases, your former company is responsible, the manufacturer of the asbestos products may be responsible, or supervisors andor owners may be responsible. In other instances, there may be just one sole responsible entity, yet in a different case, there may be several responsible parties. Remember that part of the law firms job is to research, seek out, and determine the entity or responsible parties that are liable for your exposure to asbestos.
Kemunculan buaya pertama kali dilihat warga pada Rabu (27/6) pagi kemarin. Namun, buaya yang teridentifikasi moncong panjang itu bergerak cepat dan menghilang. Rupanya, buaya itu bukan satu-satunya, masih ada buaya anakan yang justru muncul di bawah Jembatan Grogol dan berukuran 120 cm.
Baca juga: Menteri LHK Duga Buaya di Kali Grogol Lepas dari Penangkaran
Kemunculan buaya ini juga menarik perhatian warga. Kerumunan warga di sekitar Jembatan Grogol pada saat upaya evakuasi, justru menghambat pencarian.
Baca juga: Banyak Warga Nonton Bikin Buaya Kali Grogol Susah Ditangkap
"Mau 24 jam juga harus kita lakukan evakuasi, tapi jangan kayak begini, nggak akan dapet. Buaya juga takut lihat manusia," kata Direktur Konservasi Keanekaragaman Hayati KLHK Indra Eksplotasia di Jalan Prof Latumenten, Grogol, Jakarta Barat, Rabu (27/6/2018).
Tim kemudian beristirahat dan meminta warga membubarkan diri. Kondisi sungai yang dalam dan penuh lumpur juga tidak memungkinkan pencarian pada malam hari.
Baca juga: Buaya Ngumpet di Jembatan Grogol Masih Anak, Induknya Dicari
"(Kendalanya) Dalem penuh lumpur, kedua kan dengan tadi moncong keluar bisa kita tangkep dengan metode alami menggunakan jepit tadi, dengan masyarakat lempar itu ya kita kesulitan," ucap Subdid Sumber Daya Genetik KLHK Wiwid Widodo, di lokasi yang sama.
Satwa yang tergolong buas tersebut dikhawatirkan mengancam keselamatan. Belum diketahui dari mana buaya tersebut berasal. Muncul sejumlah dugaan, yaitu lokasi itu memang habitat alamnya, atau buaya itu dipelihara lalu dibuang, atau berasal dari penangkaran, tetapi lolos saat terjadi banjir bandang pada 2006 silam.
Ini video Buaya Muncul di Kali Grogol
Baca juga: Disetop Malam Ini, Pencarian Buaya Kali Grogol Dilanjutkan Besok
Rencananya pencarian akan terus dilakukan selama 7 hari. Jika belum ditemukan, petugas akan memberi tanda larangan untuk warga.
"Standarnya 7 hari kita lakukan evakuasi, plus tadi ya terakhir kita lakukan pantauan kalau sewaktu-waktu muncul kita akan minta bantuan ke pemerintah pemda, sementara pasang papan larangan kalau sampai 7 hari ke depan tidak bisa kita kuasai," ujar Petugas operasional Damkar Tanjung Duren, Ahmad Rasuli.
Sumber www.Detik.com
10 Easy Steps to Succeed in Your Online Classes
Blog ini Berisi tentang segala berita ter update dan terbaru dan banyak sekali artikel bermanfaat didalamnya yang akan selalu menambah pengetahuan serta menambah wawasan anda sekalian selamat datang di blog sederhana nan penuh dengan informasi terkini Forex Tutorial What is Forex Trading Casey Murphy Introduction to Currency Trading What is Forex Trading Reading a Forex Quote and Understanding the Jargon Foreign Exchange Risk and Benefits Forex History and Market Participants Economic Theories, Models, Feeds and Data Fundamental Analysis and Fundamentals Trading Strategies Technical Analysis and TechnicaI Indicators How To Trade and Open A Forex Account Forex Tutorial Currency Trading Summary What Is Forex The foreign exchange market is the place where currencies are traded.Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. and want to buy cheese from France, either you or the company that you buy the cheese from has to pay the French for the cheese in euros EUR. This means that the U.S. importer would have to exchange the equivalent value of U.S. dollars USD into euros. The same goes for traveling. A French tourist in Egypt cant pay in euros to see the pyramids because its not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the Egyptian pound, at the current exchange rate.
The need to exchange currencies is the primary reason why the forex market is the largest, most liquid financial market in the world. It dwarfs other markets in size, even the stock market, with an average traded value of around U.S. 2,000 billion per day. The total volume changes all the time, but as of August 2012, the Bank for International Settlements BIS reported that the forex market traded in excess of U.S. 4.9 trillion per day.
There are many large players in the forex market, such as hedge funds and large banks, that all have advanced computer systems to constantly monitor any inconsistencies between the different currency pairs. Given these programs, it is rare to see any major inconsistency last longer than a matter of seconds. Many traders turn to forex technical analysis because it presumes that all the factors that influence a price economic, political, social and psychological have already been factored into the current exchange rate by the market. With so many investors and so much money exchanging hands each day, the trend and flow of capital is what becomes important, rather than attempting to identify a mispriced rate.
A few indicators that we feel we should mention, due to their popularity, are Bollinger Bands®, Fibonacci retracement, moving averages, moving average convergence divergence MACD and stochastics. These technical tools are rarely used by themselves to generate signals, but rather in conjunction with other indicators and chart patterns.
For more on technical analysis and the forex, take a look at the following articles Using Bollinger Band® Bands To Gauge Trends, Trading Double Tops And Double Bottoms, Introducing The Bearish Diamond Formation, Keep An Eye On Momentum and Consolidation Trade The Calm, Profit From The Storm.
Forex Tutorial How To Trade and Open A Forex Account
Insurance
What is Insurance
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients risks to make payments more affordable for the insured.
Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.
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BREAKING DOWN Insurance
30 percent of households dont have life insurance
20 percent of households with children under age 18 dont have life insurance
43 percent of families without life insurance say they would be in immediate financial trouble if a primary wage earner died
If these sound like you, term life insurance could be a lowcost option to get coverage. Lets walk through term life and see if its right for you.
What is term life insurance
Term life insurance covers you for a set period, such as 10, 15, 20 or 30 years, and will pay your loved ones the face value of your policy if you die during that time.
So if you purchase a 20year term, USD250,000 life insurance policy, and you die five years later, your beneficiaries would receive the USD250,000. The benefit ends after 20 years.
Life insurance is cheaper when youre younger, so if you purchase it when youre in your 20s, your premiums will be much lower than if you wait until youre in your 40s.
Thats one of the reasons its important to figure out in advance how long youll need the coverage. Youll end up paying higher rates if you decide to renew later because your age is a key factor in setting rates.
Plus, youll likely have to go for a medical exam or answer questions about your health. If youre in poor health, your rates will be even higher, or you may find that you might not qualify for a term life insurance policy.
You may have life insurance through your job or an organization. However, you may find these plans dont cover your needs. In that case, youll need to supplement your policy with individual coverage. Also, youll lose that group life insurance benefit if you leave your job.
One reason some people may shy away from term life is that you pay premiums, but dont get any of that money back if you outlive the policy. There is an option in that case. Returnofpremium term life policies repay you the amount you paid in for coverage. However, those plans cost much more than regular term life policies.
Another consideration is convertibility, which allows you to convert your term life policy to permanent life insurance without having to answer questions about your health. Some term policies let you make the switch within the first few years after youve obtained coverage. Other policies allow you to make the change at almost any time that you have the policy.
Medical exams for term life insurance
A medical exam may be required when applying for a standard term life insurance policy. The exam will cover your height, weight, medical history, smoking habits and include a blood and urine test. These tests will look for specific medical problems. The results of the tests may hinder you from getting approved for the insurance, or increase your rates, depending on the outcome. See How to ace your medical insurance exam.
If that worries you, there is a term life insurance policy that doesnt require a medical exam. Guaranteed issue term life insurance coverage, also known as quick issue or simplified issue, is ideal if you have difficulty finding life insurance due to a medical condition or illness. You pay a higher premium because no medical exam is required.
The insurance company views this as risky, so you pay more. The insurer may also have a waiting period before coverage takes effect, and may charge a yearly fee.
How much term life insurance do you need
A good starting point if you want to determine how much coverage youll need and how much you might pay is the life insurance calculator on LifeHappens.org. The website of the nonprofit organization Life Happens educates the public on life, disability and longterm care insurance.
When deciding on how much life insurance you need, think about
Funeral costs
How much it will cost to replace your income
The services that you provide your family, such as child care
your outstanding debts, such as mortgages, credit card bills and loans
Longterm financial commitments, such as paying for your childs college
Once you figure out what your family might need financially, you can start figuring out if you need extras or riders on your policy.
Term life extras and riders
Term life policies can include extra features or riders. For example, your policy may include an accelerated death benefit. This type of rider lets people who are terminally ill, have a chronic illness or in longterm care tap into life insurance, while still leaving your loved ones with the remaining life insurance benefits.
You also may receive a disability waiver of premium, which grants you a waiver on paying your premiums if youre disabled for at least six months.
And some policies offer double or triple the payout if the death is an accident.
Online College Success 10 Best Tips
Online College SuccessWading into the waters of online education for the first time can pose unique challenges and take some getting used to for the uninitiated. There will likely be a learning curve, especially for those who are not technologically savvy. This article is designed to help you get your feet wet and guide you along with 10 helpful tips for online college success as you steadily immerse yourself into the online college experience.
Online College Success 10 Best Tips
1. Self Determination
As with traditional campusbased education, self determination is just as much of a key factor to success in online education. Education should be viewed as a means to improve your self and your circumstances it can be the key that unlocks all the doors. Develop a keen sense of self determination and self reliance, and that will help overcome whatever initial obstacles that may be faced in beginning an online education.
2. Gather All Resources
Colleges that offer online programs know what is required to assist its students in succeeding in education, and as such, they offer many tools and resources which should be utilized. There are support teams such as tutors for help with coursework, technical supports, chat rooms in which students can communicate with fellow students and professors, online libraries, ebooks for textbooks which makes referencing much easier and ebooks are less expensive than textbooks, and other webbased options. It is important to be familiar with all of the means of help and the support system available to as a key aspect to online college success.
3. Understand Degree Program Options
Probably the most important question to decide is what degree you want to get. If you have certain schools in mind, see what degrees the schools offer. For instance, Capella University offers degrees in marketing, business, finance, nursing, criminal justice, counseling, and others, with different concentrations in each subject.
4. Become Technologically Savvy
Part of your success in taking online classes will rely on your ability to navigate various computer softwares, and it is important that you familiarize yourself with this technology, such as Blackboard. Also, the various resources that will be at your fingertips, such as chat rooms, tutors, etc., will be online in various software formats. You should be able to concentrate on the school work itself and not have any additional learning curve in using the relevant software that online college requires.
Online College Success5. Effective Time Management
While it is true that much online college coursework offers more flexibility than traditional college coursework, time management is still an important part of success. There are still deadlines and due dates for the coursework, and mapping out and scheduling the work accordingly can help greatly. A calendar and schedule is important to keep preferably on your smart phone or in some format that is always accessible and can be updated as necessary.
6. Begin Small
As with any new experience and endeavor, start small and take some time to learn how the process works. Take just a few classes at first. Do not overburden or overwhelm yourself with too many classes and responsibilities. In this regard it may behoove you to take the first class in a summer semester and see how well you adjust and like program.
7. Write Well and Proofread Your Work
Since a large part of online coursework will be in written form, there is an opportunity to submit wellwritten, polished work that will positively impact your grades. Good grammar and correct punctuation will help convey your message accurately, and its always a good idea to be clear and concise in your writing. I suggest reading Write to the Point by Bill Stott for direction in good writing.
Online College Success8. Make Good Use of Downtime
In online courses there isnt always going to be immediate feedback on your assignments that youve submitted, so while you are waiting try to use your time wisely. Dont spend excessive amounts of time watching television or playing games when you could be getting a head start in reading or writing for next weeks assignments it will only improve your grades by giving you time to learn and anticipate the next assignments.
9. Communicate Effectively with Faculty and Students
A good understanding of the coursework and expectations of the professors is crucial to passing and making good grades in any given course. Since inperson communication is not an option, make use of email, chats, forums, and other formats to communicate with fellow students and professors if you have any questions and need any clarification. In this way you can avoid misunderstandings from the outset, greatly enhancing your online college success.
10. Make School Routine
As with other aspects of life, we often learn by doing, and in doing we get most proficient when we get into a routine. The same is true for online education. It is best to determine what time of day and where you are most productive and can give your full attention to the coursework, and make that a habit.
Online College SuccessIt will become evident that online courses are not vastly different from traditional education. You will find that most things are shared in common, only it is predominantly the means by which information is transferred that is different. Following the 10 best tips for online college success guidelines above will bring effective online education and avoid some initial challenges.
Step 7 Seek Support from Your Employer
People do not handle going back to school in the same way. Some are very excited about being a college kid, so they tell the world about their new online courses. Others are embarrassed that they do not have a formal education.The latter tend to keep quiet that they are going to college online because they do not want to draw attention to the fact that they have not yet earned a college degree. You would be surprised to learn how many highly successful people nearing retirement age go through their entire careers without the aid of a college degree Keeping quiet about college will make it difficult for you to garner support at work. For example, you may need to leave work 15 minutes early on Wednesdays to attend your required online class chat session.Many employers will subsidize at least a part of employees tuition and training bills. Dont forget to ask about tuition assistance plans at your place of employment. If you work for a small company, try asking for tuition assistance to cover the expense of specific online courses that may directly correlate to your work.
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About the Author Vicky Phillips was cited in 2009 by US News and World Report as for 20 years the leading consumer advocate for online college students. In 1989 she designed Americas first online counseling center for distance learners on AOL. In 1998 she authored the first print guide to online graduate degrees Best Distance Learning Graduate Schools put out by the Princeton Review. In 2001 she authored Never Too Late to Learn the Adult Students Guide to College.
Tips to a Successful Online College Experience
Online learning is a new revolution in education. More and more schools now offer extensive catalogs of distance learning programs. From undergraduate to doctoral, you can earn a degree from an accredited college or university in a variety of subjects without stepping foot in a classroom.
But online learning requires more than an Internet connection. In order to be successful in this new educational environment, youll need to plan carefully and be wellorganized from the start. Our list of 15 tips will help you make the most of your time online as a student and beyond
Tip 1 Decide if Online Learning is for You
Before you apply to an online program, make sure you know what online learning is all about. Its not for everyone Is facetoface interaction with teachers and classmates important to you Some students find they learn better in a physical classroom while others are comfortable learning independently. How good are you at managing your time Online learning requires high autonomy and high accountability.
Tip 2 Find an Accredited School
Accreditation is one of the most important factors in choosing an online school. It can mean the difference between earning a legitimate degree and one thats worthless and gets you nowhere. The accreditation database brought to you by the U.S. Department of Education can help prevent a costly mistake. Other accreditation databases include
Accrediting Council for Independent Colleges and Schools
Accrediting Commission of Career Schools and Colleges of Technology
Accrediting Council for Continuing Education and Training
Council on Occupational Education
Distance Education and Training Council
Tip 3 Choose the Right Program
Accreditation and program assessment go hand in hand. Make sure you research each degree program carefully before making a decision. Enrolling in a program that does not relate to your career aspirations is a time and moneysink. We provide a list of top online colleges to help start your search.
Tip 4 Meet the System Requirements
An absolute must Make sure your computer meets the system requirements for all of your elearning courses. Check your computer – is it up to date Or is your box an old clunker running on fumes Call your school to verify that your computer is uptodate and ready to handle all the applications and data flow with acceptable performance.
Windows Users Microsoft Internet Explorer 7.0 or higher, or Mozilla Firefox 3.0 or higher
Mac OS Users Safari 3.0, or higher, or Mozilla Firefox 3.0 or higher
Tip 6 Meet the Software Requirements
Youll also be expected to meet specific software requirements. At a minimum, youll likely need the following
Word processing software such as Google Docs, Microsoft Word, or OpenOffice
Adobe Reader for Windows or Schubertit PDF Reader for Mac
Presentation software such as Google Docs, Microsoft PowerPoint, or OpenOffice
Tip 7 Ensure Reliable Internet Access
While you might think duh, thats obvious, a reliable Internet connection is not always available in your area or deemed too expensive. Youll need to have a cable modem or a fast DSL connection in order to connect to your courses. Reliable is the key word here. If your Internet connection has a tendency to crash your browser or drop altogether, youll need to diagnose the source of a problem or find a new way to access the Web.
Tip 8 Find the Right Study Environment
Study space has a direct impact on study effectiveness. If youre home office is the family living room, you may find it hard to focus. Evaluate your current study locations to find the best spot to access the Internet, complete your assignments, and connect with your classmates and teachers. A quiet area with good lighting, comfortable seating, and enough space to spread out your books and papers can make all the difference in how productive you are.
Tip 9 Participate, Participate, Participate
Distance learning doesnt mean youre on your own. You dont have to study in isolation. In fact, you have all the support you need, if you take full advantage of it. Participate in online group forums and chats to stay connected with your peers and instructors. Discussion is a big part of learning, whether online or facetoface.
Tip 10 Take Advantage of Student Services
Think of Blackboard, Angel, or whatever learning management system your school uses as a college campus. Youll have access to a variety of student services, not the least of which includes
library and bookstore
Tip 11 Log On Each Day
Log on to your courses a few times a day to read announcements and check the discussion board. This way youre always in the loop and uptodate with the latest news and events.
Tip 12 Think Responses Through Before Posting
This may seem like a nobrainer, but sometimes we click send or post too fast without reading through our comments. Be detailed and thoughtful and think responses through before posting.
Tip 13 Stay Committed
Commitment is critical and a commitment to your online learning experience requires you to
Ask questions
Be an active learner
Think critically
Set aside time
Do your homework
For decades, mesothelioma, a lifethreatening disease that can affect the lungs, abdomen, and several other major organs, has been linked to prolonged exposure to asbestos, resulting in many people seeking a mesothelioma law firm to get justice and help them cover the overwhelming expenses associated with the disease.
Typically, mesothelioma victims were exposed to asbestos while working at a job site that used asbestoscontaining materials ACMs. In many cases, the manufacturers of asbestos and ACMs knew of the hidden dangers and risks of asbestos, yet failed to inform the public, as asbestos was an extremely profitable mineral. Because of the hindrance of information, workers who developed health issues from asbestos exposure may be eligible for financial compensation to cover expenses such as lost wages, medical bills, emotional suffering, physical pain, and more.
If you suffer from mesothelioma, asbestosrelated lung cancer, or asbestosis, you may be eligible for a large amount of compensation. Currently, there is over 30 billion in asbestos trust funds, set up for those who have been diagnosed with an asbestosrelated illness. Fill out our form to receive our free Financial Compensation Packet. Our packet is loaded with information on leading mesothelioma attorneys in your area, how to file a claim for asbestos trust funds, how to get paid in 90 days, and more.
What Does a Mesothelioma Law Firm Do
Law firms specializing in mesothelioma are different from any other type of law firm. Whereas other firms may specialize in areas like car accidents or nursing home abuse, mesothelioma law firms focus primarily on mesothelioma and other asbestosrelated diseases. Its not recommended to retain legal representation from a general practice law firm or even a personal injury firm that specializes in a wide array of injury cases. Youll need an attorney who specifically specializes in mesothelioma cases, as these types of lawsuits are extremely intricate and require vast, indepth understanding of asbestos exposure and diseases.
Attorneys at these law firms have knowledge and experience regarding federal and state laws concerning asbestos use and its history in the workforce. They also have sharp investigative skills and are able to dig deep to uncover when and where companies andor other entities exposed workers to asbestos. Additionally, these law firms are comprised of educated attorneys who understand the legal process involving courts, trials, settlements, and appeals.
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Dale R.When dad was diagnosed with mesothelioma, our world was turned upside down. Not knowing what to do next, I researched and interviewed many firms. Some firms were nothing more than marketers. Others offered up call screeners to take my name and number. And then there was Mesothelioma Lawyer Center. It was with them that I found peace, knowledge and professionalism. They have done everything they said they would do and then some. Contacting Mesothelioma Lawyer Center was the best decision I could have made for my family.
Dale R.
Moreover, an experienced firm understands that the victim is already suffering enough because of the medical and financial problems associated with asbestosrelated diseases. As a result, the firm will handle most everything regarding the lawsuit, including fighting for the legal rights of the client, interviewing witnesses, obtaining medical history, litigation, and more.
An experienced law firm also understands the severe emotional impact that living with mesothelioma brings, not only to victims, but to family members and loved ones as well. An good firm takes this into account and helps ease the minds of victims and their loved ones throughout this enduring process.
What Should I Look for When Hiring an Asbestos Law Firm
Unfortunately, not all law firms specializing in mesothelioma are the same. While some may have several years of experience, other firms are relatively new to the area of mesothelioma. In addition, some law firms may concentrate on other areas of law besides mesothelioma while another firm may solely focus on asbestos cases.
Aside from using your good judgement when determining which law firm you should use, there are several factors you should consider
The law firm should have experience in dealing with mesothelioma cases.
The law firm should be extremely knowledgeable in asbestos laws and prior cases.
Look for a law firm that focuses solely on asbestosrelated cases.
Look for law firms with a stellar reputation in handling asbestos cases.
The law firm should not only understand asbestos laws, but should also have extensive knowledge of medical problems associated with asbestos diseases.
Who Exactly is Responsible It can be difficult for the average person to determine who exactly is responsible for exposing victims to asbestos. For example, companies can move, go out of business, hide, suppress relevant information, and change ownerships. In some cases, your former company is responsible, the manufacturer of the asbestos products may be responsible, or supervisors andor owners may be responsible. In other instances, there may be just one sole responsible entity, yet in a different case, there may be several responsible parties. Remember that part of the law firms job is to research, seek out, and determine the entity or responsible parties that are liable for your exposure to asbestos.

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